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Pre-payment plans are designed to provide an opportunity for those people who wish to make arrangements for a funeral in advance. The Head & Wheble Pre Payment Plan The Head & Wheble pre-payment plan is designed to provide an opportunity for those people who wish to make arrangements for a funeral in advance. Clients can ensure that their wishes are carried out to their precise requirements and that any surviving relatives are spared any awkward decisions. A unique bespoke plan to suit all of your particular requirements. Funeral arrangements... they shouldn't be the last thing on your mind Pre-planning and Pre-paying Pre-planning gives you the peace of mind of knowing that the arrangements you particularly want, will be conducted sensibly, in dignified respect to your wishes. Pre-paying now will save you, your family or your estate a great deal of money. Bought now at today's prices, the Funeral Director's cost are guaranteed no matter when it is needed or how much the costs of a funeral have risen in the mean time. Why Plan Now? Sharing the intimate details of your preferred funeral service 5, 10 or 15 years ahead of its time can be quite a difficult concept to consider. If you write it down, who will you entrust the paper to? If you tell your partner, sons or daughters, how will they remember and plan your every wish in their time of sadness? Only you can advise sensibly on such individual requirements -Burial or Cremation? Church? Hymns? Music? Cars? Memorialisation? Or perhaps you have an environmental requirement such as woodland burial for instance? Bereaved relatives have grief and anger to contend with. Adding the administrative burden of arranging the funeral to their confused and emotional state may lead to mistakes being made and unnecessary costs being incurred. Two cars are ordered when it should have been three; or a service at the church might be overlooked altogether. Planning and paying for your funeral in advance saves your family the anguish and grief of doing anything other than remembering you. Why Pay Now? The cost of funerals has historically increased above the normal levels of inflation and this is a theme that is predicted to continue. A funeral costing just £850 ten years ago, would cost nearer £2,300 now. It is impossible to say what that cost might be in five or ten more years time. What is certain is, with a Head & Wheble Funeral Plan, bought now at today's prices or paid for in convenient monthly instalments, the quality of the service provided by the Funeral Director in respect of your planned wishes will not cost your family one penny more -whenever it is ultimately needed. There are some costs outside of the Funeral Director's control, which they pay on your behalf - these are known as Disbursements and include fees such as; Doctors, Clergy, Crematoria, Cemeteries and Grave-yards, Memorials and Newspaper notices. Any rise in the cost of these Disbursements may necessitate a further payment from you at the time of need, but Golden Leaves will guarantee any increase in the costs of Disbursements to the RPI (Retail Price Index). Head & Wheble Funeral Plans "...Everything went without the slightest hitch and I feel so pleased that I took out my own cover when you came to see us..." Mr W.A., Thatcham. Head & Wheble Guarantee of Trust A Head & Wheble Funeral Plan is a safe and secure way to pre-plan and pre-pay for your funeral. Your wishes are entrusted to our safekeeping, benefitting from over seventeen years of respectful service. Financial security is assured by the Golden Leaves Trust which is managed by an independent Board of Trustees and regulated to comply with the Financial Services & Markets Act 2000 (Regulated Activities) Order 2001. Peace of Mind A Head & Wheble Funeral Plan will give you the peace of mind of knowing your affairs are in safe hands, your funeral details are planned and well managed, and its costs have been covered at today's prices. Your acceptance is guaranteed There is no age limit to securing a prepaid plan with Head & Wheble and no medical tests or declarations of good health. This is a funeral plan not an insurance plan. Security of Funds Funds for your funeral are held securely in an independently managed Trust. Merrill Lynch and Morgan Stanley Quilter are tasked to manage stable long term growth, specifically to cover the increasing cost of funeral services. Your chosen plan is secured The details of your plan are secured until they are ultimately required and your wishes are respected with care and dignity. You decide... You decide what's right for you. Burial, Cremation, Repatriation; which funeral director to use; whether to include a church service or go straight to the cemetery or crematorium chapel; which minister should officiate if any; you can even choose the music. Make the choices that suit you. We provide the guidance now, just as we will be proud to provide the care and attention later, when your family need our help. Making changes... You shouldn't worry about taking the decision to make your plans now, we know that circumstances change with the years so are happy to take direction from you should you wish to make changes to your initial Plan. Although certain additions may increase the cost, you can be certain that the details you want will be respected in the service you get. Burials If you are planning to include a burial as part of your Funeral Plan, please consult us as costs and fees vary considerably and a helpful explanation will enable you to plan as you would wish. "... I have nothing but praise from beginning to end for your firm and how everything was handled for Andy..."
Your Questions Answered: It will be years before I need a funeral -why should I plan now? You can certainly wait to make your plans if you feel you have time. Two things are guaranteed in life - you will need some form of a funeral one day, and it's getting more costly each year. So even if you don't need to plan it now - it makes sense to fix its cost by paying for it now. Can I plan a Church service as well as a service at the chapel? Within reason you can plan whatever you want. Many of our Planholders select their favourite hymns to accompany the service. Others have a song that means a lot to them or a piece of music they know they will be remembered by.
We recommend that your travel policy includes full repatriation cover.
Your funeral will be arranged in accordance with your Plan. The balance will be paid by your executors or from your estate.
Yes. Confidentiality is assured. All correspondence will be sent directly to the person arranging the plan.
Will there be any further cost for my executors? Once paid for, the services of the Funeral Director detailed in your Plan are guaranteed to be covered (in accordance with the Terms & Conditions). Disbursements may necessitate a further payment from you at the time of need, but Golden Leaves will guarantee any increase in the costs of Disbursements to the RPI (Retail Price Index). Your executors may wish to pay for additional services at the time of the funeral.
At Head & Wheble we understand that not all customers wish to take out a Head & Wheble bespoke plan but prefer to choose an 'off the shelf' package plan. We are happy to welcome customers of other plans who wish to name Head & Wheble as their funeral directors other pre payment plans we accept are Golden Leaves, Golden Charter, Help the Aged, Perfect Choice, Age Concern. | ||||||||
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